Regulations on payday loans in Houston have changed the number of storefronts offering payday loans over the past few years. July 2014 laws changed the way payday loan companies worked, mainly limiting the amount of interest they could charge. As a result, almost half of the payday loan offices in Houston shut down. Today’s payday loan companies are licensed and offer better loan terms to borrowers. Here’s a breakdown of the best companies to borrow cash from.
Advance America
Known as being a trust payday loan company in many states, Advance America provides fast payday loans from its Uvalde Road office in Houston. Watch for special offers, such as getting $50 free with a payday loan of up to $1,000. Fees on a $100 payday loan in Houston are approximately $20.
Cash Store
Borrow up to $3,000 at a Houston Cash Store. The payday lender has more than a dozen offices in Houston, including offices on East Freeway, Highway 6, Lakeview Haven Drive, and West Sam Houston Parkway. Bring your paycheck stub, bank account statement, blank check or debit card, and government-issued photo ID.
Check ‘n Go
Check ‘n Go is on Lawndale Road and features both installment and payday loans. The office is open six days a week and provides cash shortly after you fill out your loan. Check ‘n Go offices follow Texas laws and are limited to a maximum of $1,500.
Friendly Loans, Inc.
Friendly Loans provides payday loans to residents of Austin, Corpus Christi, Houston, and parts of Dallas. To qualify, you need to have a photo driver’s license, pay stub, and at least one credit account in good standing. The most you can borrow is $1,000.
Power Finance Texas
At Power Finance Texas, borrow cash instantly from the North Freeway location. The company is licensed in Houston and provides loans six days a week. Borrow as much as $1,000 and repay on the due date using your preferred payment method, whether it’s with cash or a credit/debit card.
Texas Car Title & Payday Loan Services, Inc.
At Texas Car Title & Payday Loan Services, payday loans range from $100 to the maximum of $1,200. There are three payday loan offices in Houston, including those on Aldine Westfield Road, FM 1960 Road West, Highway 6, and Uvalde Road. Walk in and apply and have the cash you need in as little as half an hour.
Short on time and not sure if it's best to go to a local payday loan office or look online? Easy AZ Loans is happy to search for the right payday loan company for you. We’ll take your basic information, send it around to Houston payday loan companies and return loan offers to you. From here, you get to pick exactly who you work with. You can compare rates, repayment terms, and companies at your convenience.
