San Antonio Payday Loans: Three Companies With Local Offices

San Antonio payday loans offer a quick, hassle-free way to get cash for emergency expenses. Whether you had to go to the ER unexpectedly or need to pay for emergency repairs on your car, payday loans put cash in hand the same day. Many alternative financial providers offer payday loans in San Antonio. Here are three of the best.

Advance America

Borrow up to $1,000 at Advance America’s San Antonio payday loan offices. Complete the forms online or at a local office and have money immediately. Locations in San Antonio include offices on Austin Highway, Castroville Road, Culebra Road, Marbach, Nacogdoches Road, Northwest Loop 410, Southcross, Southwest Military Drive, and White Road.

Fees depend on the amount you borrow and the repayment schedule, but a $500 payday loan in San Antonio costs $102.27 in finance charges if you repay it in 14 days. When you apply, you leave a postdated check. Pay in cash on the due date or Advance America can also simply cash the check you left. This makes it easy to repay the loan on time.

Quik Cash

Choose from eight payday loan locations in San Antonio. Quik Cash has offices on Bandera Road, Fredericksburg Road, Huebner Road, Perrin Beitel, San Pedro, Southwest Military, West Avenue, and West Military.

Bring your photo ID, checkbook, and paycheck stub to a Quik Cash payday loan office. Complete the application and get an immediate answer. Once the loan is approved, you get the cash in hand immediately. Fees depend on how much you borrow, but Quik Cash fees average $15 per $100 borrowed.

Texas Car Title & Payday Loan Services, Inc.

Texas Car Title & Payday Loan Services offers payday loans of up to $1,200 and title loans of up to $15,000. Fill out the form online and go into the San Antonio office to pick up your cash and sign the paperwork. If you prefer, fill out the application in the store on Fredericksburg Road and get an answer and the cash in hand in under 30 minutes.

To receive a payday loan, you need to have a government-issued photo ID, pay stub, and blank check from your personal checking account. Rates depend on how much you borrow and how long you take to repay the payday loan.

Know San Antonio Payday Loan Laws

Make sure you understand payday loan laws in San Antonio before you apply. Payday loan offices must be registered by the City of San Antonio. Ask to see the registration certificate before you sign any paperwork. You also cannot borrow more than 20 percent of your monthly gross income.

After taking out a payday loan in San Antonio, you cannot renew that loan until you’ve paid off at least 25 percent of the original principal. You also cannot renew a payday loan more than three times.