Direct Payday Lenders in Miami, Florida

Miami residents, do you need money now? Head to direct payday lenders in Miami, Florida, and walk out with your cash in hand. Local lenders make it easy to get cash the same day. Here are five companies that offer payday loans in Miami.

ACE Cash Express

ACE Cash Express offers both Miami payday loans and ensures you have the money the same day. Borrow $100 to $500, depending on your income verification. You do need your SSN, photo ID, blank check, and proof of income when you apply. Pay off the loan at the same location by the due date, usually two weeks later. ACE Cash Express has 13 locations on the following roads: 7th Street, 17th Avenue, 79th Street, 17th Street, 183rd Road, Biscayne Boulevard, and Washington Avenue.

Advance America

Cash advance loans with Advance America are clearly defined by the company. To ensure customers know exactly when loans are due, the lender makes paperwork very easy to understand. All you need is a blank check, photo ID, pay stub, and completed application. You'll have the money before you leave. With 14 payday loan companies in Miami, it's easy to find a location near you. Look for them on North Kendall Drive, Northwest 2nd, Northwest 27th, Northwest 37th, Northwest 67th, South Dixie, Southwest 8th, Southwest 26th, Southwest 67th, Southwest 72nd, Southwest 104th, Southwest 160th, and West Flagler.

Check Cashing USA

At Check Cashing USA, get your loan approved during your visit to one of their Miami payday loan offices. Payday loan lengths range from two weeks to one month. Find offices on 11th Street, Northwest 17th, Northwest 27th South Biscayne, Southwest 8th Street, and West Flagler,

Check 'n Go

Head to Check 'n Go on Biscayne Boulevard to get cash in a hurry. This Miami payday loan company excels in fast loan approval. When you arrive, make sure you have a valid phone number, blank check, and pay stub. Speed things up by filling out the online loan application before you head to the Miami payday loan office.

Fast Payday Loans

Fast Payday Loans has a few direct payday lenders in Miami. Go to any of these locations to have cash in hand within half an hour. You must bring a blank check, recent pay stub, and government-issued photo ID. Miami payday loan offices are found on Bird Road, NW 7th Avenue, South Dixie Highway, Southwest 8th, South State Road, and West Flagler. If you cannot pay the loan back on time, contact your local office. It's better to work out a repayment plan that default and risk getting sent to collections.

No matter which company you pick, Florida payday loan regulations limit payday loan amounts to $500. Fees are 10 percent of the loan value plus a $5 database fee. Most loans are due within 14 days, so make sure you've read the fine print and understand the terms before you sign any paperwork.