The only alternative one may have is to apply online for an next day cash loan. There are many reputable sites available online, however, it is important that you research each site - most loans are funded as soon as the next business day. In today's economy, there may be a pressing need to apply for a fast cash loan. No matter what the emergency, if an individual cannot access the funds needed within the time allotted, the situation may become more dire. The truth is many online next business day cash loans incur enormous interest rates - some as high as 500% or more. However, if you can pay the loan off immediately you will not have to worry about carrying this high-interest rate loan for more than 2 weeks. The process is easy and quick. Some of the most well-known online companies can process your loan request within minutes. Applying to a reputable lender can alleviate the stress you are feeling. Moreover, these lenders can issue loans so that you will receive the money within hours of applying. All that is required is to fill out their online application. There are some lenders who offer a no-fax loan, meaning that no documentation is needed to apply for the loan. When the loan is approved, the money is sent directly to the borrower's bank account. There are many next day cash loans available to those in need. Again, it is vital that you research the company and its procedures; call them if necessary to discuss your needs; and most importantly insure that you can pay back the next business day cash loan as soon as possible.