How Do You Remove Collateral From Home Loans?

When you first take out a home loan, you have two options: applying for a secured loan or an unsecured loan. The secured loan requires collateral, whereas the unsecured loan does not. So how do you remove collateral from home loans? Although there is no definitive answer to this question, you may be able to renegotiate your home loan by requesting an unsecured loan. While the collateral used in home loans is only a portion of the value of said collateral, it is perhaps best to first apply for an unsecured loan and then if that fails, apply for the secured loan with collateral in the form of possessions such as jewelry and/or stocks.